{"id":119,"date":"2026-05-04T12:10:26","date_gmt":"2026-05-04T12:10:26","guid":{"rendered":"https:\/\/paynox.net\/?page_id=119"},"modified":"2026-05-04T12:10:26","modified_gmt":"2026-05-04T12:10:26","slug":"terms-of-use","status":"publish","type":"page","link":"https:\/\/paynox.net\/sv\/terms-of-use\/","title":{"rendered":"Anv\u00e4ndarvillkor"},"content":{"rendered":"<div class=\"pn-page\">\n\n  <section class=\"pn-inner-hero\">\n\n    <div class=\"pn-container pn-page-hero-inner\">\n\n      <p class=\"pn-kicker\">Anv\u00e4ndarvillkor<\/p>\n\n      <h1 class=\"pn-h1\">Anv\u00e4ndarvillkor<\/h1>\n\n      <p class=\"pn-lead\">\n\n        Dessa villkor reglerar din \u00e5tkomst till och anv\u00e4ndning av PayNox, inklusive paynox.net och PayNox-appen.\n\n      <\/p>\n\n    <\/div>\n\n  <\/section>\n\n  <section class=\"pn-section pn-section-white\">\n\n    <div class=\"pn-container\">\n\n      <div class=\"pn-card\">\n\n        <h2 class=\"pn-h2\">1. Om PayNox<\/h2>\n\n        <p>\n\n          PayNox drivs av Paynox AB, ett f\u00f6retag registrerat i Sverige.\n\n        <\/p>\n\n        <ul class=\"pn-check-list\">\n\n          <li>F\u00f6retagsnamn: Paynox AB<\/li>\n\n          <li>Organisationsnummer: 559558-0654<\/li>\n\n          <li>Postadress: Tr\u00e4dg\u00e5rdsgatan 2 a Lgh 1102, 598 74 Mariannelund, Sverige<\/li>\n\n          <li>Hemsida: paynox.net<\/li>\n\n          <li>App: https:\/\/app.paynox.net<\/li>\n\n          <li>E-post: hello@paynox.net<\/li>\n\n        <\/ul>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">2. Godk\u00e4nnande av dessa villkor<\/h2>\n\n        <p>\n\n          Genom att bes\u00f6ka eller anv\u00e4nda PayNox godk\u00e4nner du dessa anv\u00e4ndarvillkor. Om du anv\u00e4nder PayNox f\u00f6r ett f\u00f6retags eller en organisations r\u00e4kning bekr\u00e4ftar du att du har befogenhet att binda det f\u00f6retaget eller organisationen till dessa villkor.\n\n        <\/p>\n\n        <p>\n\n          Om du inte godk\u00e4nner dessa villkor f\u00e5r du inte anv\u00e4nda PayNox.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">3. Vad PayNox erbjuder<\/h2>\n\n        <p>\n\n          PayNox \u00e4r en aff\u00e4rsplattform f\u00f6r fakturering, betalningssp\u00e5rning, insyn i kundfordringar, fakturap\u00e5minnelser, \u00e5tkomst till kundfakturor, rapporter om kundfordringar och insikter om kunders betalningsbeteende.\n\n        <\/p>\n\n        <p>\n\n          PayNox kan inneh\u00e5lla funktioner f\u00f6r:\n\n        <\/p>\n\n        <ul class=\"pn-check-list\">\n\n          <li>Skapa och hantera fakturor<\/li>\n\n          <li>Generera faktura-PDF:er<\/li>\n\n          <li>Skicka faktura- och p\u00e5minnelsemejl<\/li>\n\n          <li>Hantera f\u00f6retagskunder<\/li>\n\n          <li>Registrering av hela och delbetalningar<\/li>\n\n          <li>Sp\u00e5rning av fakturaaktivitet och kundfakturavisningar<\/li>\n\n          <li>Hantera f\u00f6rfallna fakturor och kundfordringar<\/li>\n\n          <li>Generera PDF-rapporter f\u00f6r kundfordringar<\/li>\n\n          <li>Skapa operativa riskprofiler f\u00f6r kundfordringar baserat p\u00e5 PayNox-aktivitet<\/li>\n\n          <li>Tillhandah\u00e5lla offentliga fakturasidor f\u00f6r fakturamottagare<\/li>\n\n        <\/ul>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">4. Endast f\u00f6r aff\u00e4rsbruk<\/h2>\n\n        <p>\n\n          PayNox \u00e4r avsedd f\u00f6r aff\u00e4rs- och professionellt bruk. Den \u00e4r inte avsedd f\u00f6r privat bruk i hush\u00e5llet.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">5. Konton och \u00e5tkomst<\/h2>\n\n        <p>\n\n          Du \u00e4r ansvarig f\u00f6r att h\u00e5lla dina inloggningsuppgifter s\u00e4kra och f\u00f6r all aktivitet som sker under ditt konto.\n\n        <\/p>\n\n        <p>\n\n          Du m\u00e5ste se till att all information du l\u00e4mnar till PayNox \u00e4r korrekt, aktuell och fullst\u00e4ndig.\n\n        <\/p>\n\n        <p>\n\n          Vi kan st\u00e4nga av eller begr\u00e4nsa \u00e5tkomsten till PayNox om vi har rimliga sk\u00e4l att tro att ett konto missbrukas, anv\u00e4nds olagligt eller anv\u00e4nds p\u00e5 ett s\u00e4tt som kan skada PayNox, andra anv\u00e4ndare eller tredje part.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">6. Dina ansvarsomr\u00e5den<\/h2>\n\n        <p>\n\n          Du ansvarar f\u00f6r hur du anv\u00e4nder PayNox och f\u00f6r inneh\u00e5llet, kundinformationen, fakturainformationen, betalningsuppgifterna, anteckningarna och andra uppgifter som du anger i PayNox.\n\n        <\/p>\n\n        <p>\n\n          Du samtycker till att inte:\n\n        <\/p>\n\n        <ul class=\"pn-check-list\">\n\n          <li>Anv\u00e4nd PayNox f\u00f6r olagliga, bedr\u00e4gliga, vilseledande eller skadliga syften<\/li>\n\n          <li>Ladda upp eller behandla data som du inte har r\u00e4tt att anv\u00e4nda<\/li>\n\n          <li>Skicka olagliga, vilseledande, kr\u00e4nkande eller obeh\u00f6riga fakturor eller p\u00e5minnelser<\/li>\n\n          <li>F\u00f6rs\u00f6k att f\u00e5 obeh\u00f6rig \u00e5tkomst till PayNox eller relaterade system<\/li>\n\n          <li>St\u00f6ra PayNox normala drift<\/li>\n\n          <li>Bak\u00e5tkompilera, kopiera, s\u00e4lja vidare eller missbruka tj\u00e4nsten f\u00f6rutom vad som \u00e4r till\u00e5tet enligt lag eller skriftligt avtal<\/li>\n\n          <li>Anv\u00e4nd PayNox f\u00f6r att fatta officiella kreditbeslut, godk\u00e4nnande av l\u00e5n eller automatiserade finansieringsbeslut<\/li>\n\n        <\/ul>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">7. Fakturor, betalningsregister och rapporter<\/h2>\n\n        <p>\n\n          PayNox hj\u00e4lper dig att skapa fakturor, registrera betalningar, sp\u00e5ra saldon och generera rapporter. Du ansvarar f\u00f6r att verifiera riktigheten i allt fakturainneh\u00e5ll, betalningsuppgifter, kundinformation, skatteinformation, momsbelopp, betalningsreferenser och rapportutdata innan du f\u00f6rlitar dig p\u00e5 dem.\n\n        <\/p>\n\n        <p>\n\n          PayNox \u00e4r inte ett komplett redovisningssystem och ers\u00e4tter inte professionell r\u00e5dgivning inom redovisning, bokf\u00f6ring, skatt eller juridisk r\u00e5dgivning.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">8. Riskprofiler f\u00f6r kundfordringar<\/h2>\n\n        <p>\n\n          PayNox kan tillhandah\u00e5lla riskprofiler f\u00f6r operativa kundfordringar baserade p\u00e5 faktura- och betalningsaktivitet inom PayNox. Dessa profiler \u00e4r avsedda att hj\u00e4lpa f\u00f6retag att f\u00f6rst\u00e5 betalningsbeteende, uppf\u00f6ljningsprioritet, f\u00f6rfallna fordringar och kundfordringsm\u00f6nster.\n\n        <\/p>\n\n        <div class=\"pn-note\">\n\n          PayNox kundriskprofiler \u00e4r inte officiella kreditpo\u00e4ng, kreditupplysningsf\u00f6retagspo\u00e4ng, l\u00e5negodk\u00e4nnanden, garanterade riskbed\u00f6mningar eller automatiserade finansieringsbeslut. Du f\u00e5r inte f\u00f6rlita dig p\u00e5 PayNox kundriskprofiler som enda grund f\u00f6r juridiska beslut, kreditbeslut, finansieringsbeslut eller inkassobeslut.\n\n        <\/div>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">9. Offentliga fakturasidor<\/h2>\n\n        <p>\n\n          PayNox kan till\u00e5ta \u00e5tkomst till fakturor via offentliga faktural\u00e4nkar. Dessa l\u00e4nkar \u00e4r utformade f\u00f6r att fakturamottagare ska kunna se fakturainformation utan att skapa ett konto.\n\n        <\/p>\n\n        <p>\n\n          Du ansvarar f\u00f6r att best\u00e4mma n\u00e4r och hur du skickar offentliga faktural\u00e4nkar, och f\u00f6r att s\u00e4kerst\u00e4lla att fakturamottagarens uppgifter och fakturainneh\u00e5ll \u00e4r korrekta innan du skickar dem.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">10. Skicka e-post<\/h2>\n\n        <p>\n\n          PayNox kan till\u00e5ta att faktura- och p\u00e5minnelsemeddelanden skickas via plattformen. Du ansvarar f\u00f6r att alla e-postmeddelanden du skickar via PayNox \u00e4r lagliga, korrekta och l\u00e4mpliga.\n\n        <\/p>\n\n        <p>\n\n          PayNox garanterar inte att varje e-postmeddelande levereras, \u00f6ppnas eller bearbetas av mottagaren.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">11. Ingen finansiell, juridisk, skattem\u00e4ssig eller redovisningsm\u00e4ssig r\u00e5dgivning<\/h2>\n\n        <p>\n\n          PayNox tillhandah\u00e5ller programvaruverktyg f\u00f6r f\u00f6retagsfakturering och kundfordringshantering. PayNox tillhandah\u00e5ller inte finansiell r\u00e5dgivning, juridisk r\u00e5dgivning, redovisningsr\u00e5dgivning, skatter\u00e5dgivning, kreditr\u00e5dgivning, l\u00e5ner\u00e5dgivning eller inkassor\u00e5dgivning.\n\n        <\/p>\n\n        <p>\n\n          Du b\u00f6r r\u00e5dfr\u00e5ga kvalificerade yrkespersoner om du beh\u00f6ver r\u00e5d.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">12. Tillg\u00e4nglighet och \u00e4ndringar<\/h2>\n\n        <p>\n\n          Vi str\u00e4var efter att h\u00e5lla PayNox tillg\u00e4ngligt och tillf\u00f6rlitligt, men vi garanterar inte oavbruten eller felfri \u00e5tkomst.\n\n        <\/p>\n\n        <p>\n\n          Vi kan komma att uppdatera, modifiera, pausa eller avbryta delar av PayNox fr\u00e5n tid till annan. Vi kan ocks\u00e5 komma att \u00e4ndra funktioner, layouter, rapporter och arbetsfl\u00f6den f\u00f6r att f\u00f6rb\u00e4ttra tj\u00e4nsten eller uppfylla operativa, juridiska eller aff\u00e4rsm\u00e4ssiga behov.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">13. Data och s\u00e4kerhetskopior<\/h2>\n\n        <p>\n\n          Vi vidtar rimliga \u00e5tg\u00e4rder f\u00f6r att skydda tj\u00e4nstedata, men du \u00e4r fortfarande ansvarig f\u00f6r att beh\u00e5lla alla register, fakturor, rapporter och aff\u00e4rsinformation som du \u00e4r lagstadgad eller operativt skyldig att beh\u00e5lla.\n\n        <\/p>\n\n        <p>\n\n          Du b\u00f6r inte f\u00f6rlita dig p\u00e5 PayNox som ditt enda system f\u00f6r lagring av lagstadgade redovisnings-, skatte- eller aff\u00e4rsregister.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">14. Immateriella r\u00e4ttigheter<\/h2>\n\n        <p>\n\n          PayNox, inklusive dess programvara, design, varum\u00e4rke, text, grafik, arbetsfl\u00f6den och relaterat material, \u00e4gs av Paynox AB eller dess licensgivare.\n\n        <\/p>\n\n        <p>\n\n          Du f\u00e5r endast anv\u00e4nda PayNox i den utstr\u00e4ckning som till\u00e5ts enligt dessa villkor eller enligt ett separat skriftligt avtal med Paynox AB.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">15. Anv\u00e4ndarinneh\u00e5ll och aff\u00e4rsdata<\/h2>\n\n        <p>\n\n          Du beh\u00e5ller ansvaret f\u00f6r aff\u00e4rsdata, kunddata, fakturadata, betalningsregister, anteckningar och annat inneh\u00e5ll som du anger i PayNox.\n\n        <\/p>\n\n        <p>\n\n          Du ger Paynox AB r\u00e4tt att behandla s\u00e5dana uppgifter som \u00e4r n\u00f6dv\u00e4ndiga f\u00f6r att tillhandah\u00e5lla, driva, underh\u00e5lla, s\u00e4kra och f\u00f6rb\u00e4ttra PayNox i enlighet med dessa villkor och v\u00e5r integritetspolicy.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">16. Ansvarsbegr\u00e4nsning<\/h2>\n\n        <p>\n\n          I den utstr\u00e4ckning det \u00e4r till\u00e5tet enligt till\u00e4mplig lag \u00e4r Paynox AB inte ansvarigt f\u00f6r indirekta f\u00f6rluster, utebliven vinst, utebliven int\u00e4kt, f\u00f6rlust av goodwill, f\u00f6rlust av aff\u00e4rsm\u00f6jligheter, f\u00f6rlust av data eller f\u00f6ljdskador som uppst\u00e5r till f\u00f6ljd av eller i samband med din anv\u00e4ndning av PayNox.\n\n        <\/p>\n\n        <p>\n\n          Paynox AB ansvarar inte f\u00f6r beslut som fattas baserat p\u00e5 fakturadata, betalningsregister, kundprofiler, rapporter eller information om kundfordringar som genereras eller visas i PayNox.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">17. Ers\u00e4ttning<\/h2>\n\n        <p>\n\n          Du samtycker till att ers\u00e4tta Paynox AB f\u00f6r f\u00f6rluster, anspr\u00e5k, skador, ansvar och kostnader som uppst\u00e5r till f\u00f6ljd av din olagliga anv\u00e4ndning av PayNox, ditt brott mot dessa villkor eller ditt missbruk av kund-, faktura- eller betalningsdata.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">18. Upps\u00e4gning eller avst\u00e4ngning<\/h2>\n\n        <p>\n\n          Vi kan komma att st\u00e4nga av eller s\u00e4ga upp \u00e5tkomsten till PayNox om vi har rimliga sk\u00e4l att tro att du har brutit mot dessa villkor, anv\u00e4nt PayNox olagligt, skapat risk f\u00f6r PayNox eller andra, eller underl\u00e5tit att f\u00f6lja g\u00e4llande lagar.\n\n        <\/p>\n\n        <p>\n\n          Du kan sluta anv\u00e4nda PayNox n\u00e4r som helst.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">19. Sekretess<\/h2>\n\n        <p>\n\n          V\u00e5r behandling av personuppgifter beskrivs i v\u00e5r integritetspolicy. Genom att anv\u00e4nda PayNox godk\u00e4nner du att personuppgifter kan komma att behandlas enligt beskrivningen i den policyn.\n\n        <\/p>\n\n        <p>\n\n          Integritetspolicy: <a class=\"pn-link\" href=\"\/sv\/privacy-policy\/\">\/sekretesspolicy<\/a>\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">20. \u00c4ndringar av dessa villkor<\/h2>\n\n        <p>\n\n          Vi kan komma att uppdatera dessa villkor d\u00e5 och d\u00e5. Den senaste versionen kommer att publiceras p\u00e5 denna sida. Fortsatt anv\u00e4ndning av PayNox efter \u00e4ndringar inneb\u00e4r att du accepterar de uppdaterade villkoren.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">21. Till\u00e4mplig lag och tvister<\/h2>\n\n        <p>\n\n          Dessa villkor regleras av svensk lag, om inte tvingande lag f\u00f6reskriver annat.\n\n        <\/p>\n\n        <p>\n\n          Eventuella tvister som uppst\u00e5r till f\u00f6ljd av eller i samband med dessa Villkor eller PayNox ska hanteras av beh\u00f6rig domstol i Sverige, s\u00e5vida inte tvingande lag kr\u00e4ver ett annat forum.\n\n        <\/p>\n\n      <\/div>\n\n      <div class=\"pn-card\" style=\"margin-top:24px;\">\n\n        <h2 class=\"pn-h2\">22. Kontakt<\/h2>\n\n        <p>\n\n          F\u00f6r fr\u00e5gor om dessa villkor, kontakta:\n\n        <\/p>\n\n        <ul class=\"pn-check-list\">\n\n          <li>Paynox AB<\/li>\n\n          <li>Org.nr: 559558-0654<\/li>\n\n          <li>Tr\u00e4dg\u00e5rdsgatan 2 a Lgh 1102, 598 74 Mariannelund, Sverige<\/li>\n\n          <li>E-post: hello@paynox.net<\/li>\n\n        <\/ul>\n\n      <\/div>\n\n      <p class=\"pn-copy\" style=\"margin-top:24px;\">\n\n        Senast uppdaterad: 4 maj 2026\n\n      <\/p>\n\n    <\/div>\n\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Terms of Use Terms of Use These Terms govern your access to and use of PayNox, including paynox.net and the PayNox App. 1. About PayNox PayNox is operated by Paynox AB, a company registered in Sweden. Company name: Paynox AB Organisation number: 559558-0654 Postal address: Tr\u00e4dg\u00e5rdsgatan 2 a Lgh 1102, 598 74 Mariannelund, Sweden Website: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-119","page","type-page","status-publish","hentry"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terms of Use - PayNox<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/paynox.net\/sv\/terms-of-use\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms of Use - PayNox\" \/>\n<meta property=\"og:description\" content=\"Terms of Use Terms of Use These Terms govern your access to and use of PayNox, including paynox.net and the PayNox App. 1. About PayNox PayNox is operated by Paynox AB, a company registered in Sweden. 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